What do you give your wife for Christmas and her 30th birthday who you’ve scorned publicly and worldwide?

If you’re Tiger Woods, you give your deeply unimpressed wife Elin Nordegren a cool $300 million in cash so she can buy hereself a little something. Hell - you could buy an entire department store chain with that.

By Valentine’s Day he would have been emptying his bank account faster than his little Capricorn Sun could have handled thanks to his dwindling sponsorships, so he “economised” with a $3 million customised sport boat for Elin, called um, Solitude so she could go diving, which is her favourite sport.

Mother’s Day is just around the corner. I’d love to see what he comes up with then. I honestly don’t think he can buy his way (or his wife back) out of this one…

It’s becoming increasingly common for couples to request cash, not gifts, for their wedding present.

But many guests feel a bit squeamish about handing over cash and many worry that it’s just going to be spent frivolously.

In 1996, the US Federal Housing Administration encourage lenders to offer bridal registry accounts where couples could stash away cash from family and friends towards a loan for their first home.

SunTrust Mortgage, a subsidiary of SunTrust Bank was one lender which created a wedding registry, where guests would make a deposit and the company would notify the bride and groom to let them know. It is such a practical way to help them get a loan together, that it’s surprising that more banks haven’t got in on the act.

A credit union in Los Angeles, Water and Power Community Credit Union (WPCCU) has just launched the MatriMoney wedding registry savings account to help couples get over the (deposit) threshold. They get gift instruction cards to include with their wedding invitations and gift-givers receive acknowledgement cards of their cash gifts once deposited.

Unlike any other wedding gift registry, WPCCU also offers free online financial webinars for newly engaged couples to learn how to budget and manage their money.

I think this could particularly appeal to couples where at least one of them is a security-conscious, long-term planner Taurus, Cancer, Virgo or Capricorn!

When I read about singer Katy Perry planning to give her brand-new fiancee, Russell Brand, a lilac Bentley for Valentines Day, I thought, “wooah, there, girl!”

They got engaged very romantically on the Full Moon of New Year’s Eve in India after dating since only September 2009.

Whichever way you cut it, after barely five months, they still don’t know each other very well. Yeah, yeah in THAT sense but it takes time for a person’s chart to unfold.

The strongest aspects around their chart have to do with Uranus (no jokes, please) which indicate sudden, enormous attraction, crackling electricity, independence, unconventionality, friendship, but also a definite on-off quality to their relationship.

The sign your Jupiter is in is where you find fun, joy, generosity, and optimism. Katy has hers in Capricorn. While the Mars-Jupiter conjunction that she has is renowned for being super-impulsive (compulsive, even), Capricorn is not known for being splashy with money and prefers to climb the career ladder, building a solid reputation. She also has the Sun, Moon and Mercury in Scorpio which means she is completely passionate - yet also highly strategic.

While I don’t doubt she fancies Russell’s pants off (his Mars in Aries trines her Venus in Sagittarius - lovely for a romantic, sexual attraction), she’s no fool and knows her flamboyant gesture would get publicised (which kinda ruins the surprise for him).

I’m not convinced that these guys can make it last the distance however. Russell has his Moon, Mars and Jupiter in Aries which means he feels, acts and has fun spontaneously. Plus he’s a Gemini and boy, are they hard to tie down! Katy’s more of a planner so his impulsive proposal may come unstuck as transiting Jupiter and Uranus in Aries (mid-year), Pluto in Capricorn and Saturn in Libra hit their charts over the next couple of years.

Better keep the receipt for the Bentley!!!

Some Sun signs luvrrve Valentines Day and all its romantic trappings (guess who?!) while others loathe it. How does your partner react to Valentines Day?

If they’re a typical:

Aries - they could be all hot and heavy, keen and ardent (especially if you have other suitors after you) or frankly selfish and ignore the whole day if you’ve been together for years. They tend to do things in a rush so they might pick up a bunch of flowers and a box of Cadbury Roses from the service station at the last minute.

Taurus - they tend to like doing the same things, over and over and over. If you received roses last year, it’s a pretty good bet you’ll get ‘em this year too. Got a favourite restaurant?  You could well be there too on the day. Most Taureans like floral fragrances, on the sweet side, such as magnolia. Anything that affects their five senses is off to a good start.

Gemini - they love surprises and novelty. They may start the day off with a cute text message or love note on your pillow. They can write fantastic love letters when they’re in the mood. These are the ones who may surprise you with one of those personalised novels with both of you starring in it. Then again these are the guys who will make light of your 50-year marriage with a joke card.

Cancer - male Cancers feel put-upon and obligated to “do” Valentines Day, grumbling it’s all a commercial exercise. Female Cancers are devastated if their mate forgets or organises nothing and will hold a grudge for the following week. No money? Cook ‘em a wonderful meal at home.

Leo - I hope you have some money if you’re with a Leo! Only the best will do, thanks. Valentines Day is your chance (along with their birthday, anniversary, Christmas.. you get the idea) to prove how much you worship (sorry, LOVE) them. While Valentines Day falls on a Sunday this year, they are especially happy if their colleagues go green with envy as a courier delivers a glorious package/hamper etc to them at work.

Virgo - you can probably save your money if you’re with a Virgo as they’re most likely to see it as corny, demeaning and a waste of money. That said though, if you do a load of washing, the dishes, some vacuuming and the bathroom that will put them in the mood for a bit of loving’ and squeezin’ faster than any box of candy will.

Libra - pull out all the stops, guys. I know Valentines Days falls during Sun in Aquarius, but really, this is Libra’s day! Whether you’re giving them chocolates, flowers, jewellery, lingerie, perfume, personalised romantic gifts, a restaurant dinner, weekend away or all of the above, don’t stint - and don’t ignore them.

Scorpio - the types of gifts Scorpios like to receive aren’t the ones I can publish here… Do nothing however and watch out!

Sagittarius - they love chocolate, laugh at lingerie and tend to lose jewellery, so if you can wing it, give them a weekend away where you can explore something. Both sexes see themselves as adventurers so try something new.

Capricorns - female Capricorns are curiously sensitive to time passing and often put arbitrary deadlines on things ie Christmas - met the parents. New Year’s - decided to move in. Valentines Day - proposal??? This is a good time to let them know where they stand. Married Capricorns like to discuss plans for the future too. Oh, and a little bauble from Tiffany’s doesn’t hurt.

Aquarius - again, this is another bunch who find the concept icky. They’re most likely to arrange a casual BBQ with friends, taking particular care to invite those who are single so no-one feels left out. If you arrange anything, make it novel and unique.

Pisces - these guys are romantics on par with Librans. If you make no effort only to discover they’ve arranged some magical day for you, they will be crushed. Their ability to express their deepest feelings for you is touching - and memorable. While I wouldn’t normally recommend giving pets as gifts, these are the ones who would go ga-ga over a new puppy, kitten, hamster or school of goldfish. They keep all their cards and gifts from exes so ask them casually what their favourite gift was as it will give you a clue.

People love receiving personalised gifts as it makes them feel special and cherished.

But unless you have a rough idea of what the item’s going to look like, you can worry that you’ve got the spelling right, ticked the right colour or even the correct size.

There are quite a few websites now which provide real-time personalisation so that you can see a mock-up of what your completed gift would look like. Here’s some of my favourites:

American Medical ID - great for family members who may have a serious condition, you can “engrave” in real-time a necklace or bracelet from 14kt, 10kt, sterling silver or stainless steel, and it has engraving samples and tips so you know what to add. If your mum or grandmother is a Cancer, this might stop them worrying.

Just for fun, create a magazine cover with their photo, the theme (ie wedding, anniversary, new baby) and magazine-style headlines ie “6 Things You Never Knew About Samantha and John” or whatever. Perfect for Aries and Leos.

If you really know their favourite colours for their lips, eyes, nails and blush, you can custom-blend cosmetics for them, even including the colour intensity and exras like shimmering glitter for nail polish. Even better, you can send in your old, discontinued favourite lipstick or nail polish etc and get them to colour-match it for you! A lovely gift idea for Taureans and Librans.

One of the most imaginative customised gift websites I’ve ever seen is Shapeways which lets you create 3D printing of your designs. You could have the words of a favourite poem, for example, laser-cut into a candle-holder or into cool napkin rings which would have to be one of the most amazing Valentines Day, anniversary or wedding gifts ever!

Hardcover photo books are not really that new now but Pixable lets you select your photos from Facebook, Flickr or your computer, upload AND receive them within 3 days! Great for Geminis.

For the aviation buff who has nearly everything, you can order a customised airline cart (yes, the trolleys that the hosties roll down the aircraft aisle) from Alcarts in one of 10 colours. Ideal for those with their own plane(!), this storage item is also an original conversation piece as you serve food and beverages in your office, garage, patio, shop or kitchen. I can see this appealing to Aquarians and Sagittarians!

Everyone loves their own name! A cute gift for a new baby or perhaps a housewarming gift is letter art photography by Alphabet Photography. Each “letter” is a photo of an everyday object (such as a door handle) that resembles the letter of the alphabet. A sweet gift for a Pisces as is this one from GrowShow which lets you upload photos in chronological order so you can see the development of your child over time. It also has interlocking photo frames so you can add to them as your child gets older.

Love to theme a party all the way through? Now you can personalise your disposable party plates with photos, text and colour for anniversaries, birthdays, Halloween, with a fun service from Hallmark. I see this being particularly popular for children’s parties!

Candles are always popular with women and now you can customise them with Lumnique, packaged in a nice rectangular glass jar. Select the intention ie peace, love etc, the colour and from 72 fragrances, ranging from the traditional, such as rose, to the frankly unusual, such as Hansel and Gretel (which I’m guessing must smell like gingerbread)!

If you’re looking for a gift with a difference for your favourite health freak, look no further. Now you can customise your own energy bars (chewy, oaty, cripsy), add fruits, nuts and sweets (ranging from chocolate chips to maple syrup), and even fibre or other nutrients, all the while seeing the nutritional panel adjust in real time for sugar, fat, carbohydrate etc. And to cap it off, you can even have your name on the packaging - how cool is that?! I’m going to order some from Element Bars for my Virgo sister!

Most people are familiar with the Successories framed prints in gift shops full of inspirational photos and sayings. Now you can customise your own, using their gallery of images but adding your own message. I think a subversive-style message (ie a straight picture and a sarcastic message) could really amuse a Scorpio, and maybe some Capricorns…

I love the mobile phone covers by GelaSkins - they’re amazing! From manga cartoons to Botticelli’s Birth of Venus, you’re sure to find something amazing here. Most importantly, you can upload your own photos, message and designs to cover covers for your mobile, iPod, laptop, gaming device or Kindle which would impress even the hardest-to-please teen.

If you find clothes hard to fit and you’re forever getting items altered, you might like to check out the customised outfits at April Marin. They make a small range of pretty, tailor-made dresses, allowing you to customise the lengths and widths of everything important!

Does your favourite friend or family member post particularly witty bon mots on Twitter? Did you know that Tweetbookz now lets you create high-quality books containing Tweets from any Twitter account? It might be a lovely gift for a small business owner! 

And last, but certainly not least, I was entranced by Princess Chic which enables you to build your own pair of shoes! From classic stilettos and platform pumps to ballet flats and high-heeled sandals, you can select your material from leather, satin, suede, snake, croc or fish skins, from 17 colours and sizes from 5-11.

If one of your favourite people is a Capricorn, make an extra fuss of them!

They suffer the double whammy of having their birthday around Christmas (when you-know-who tends to forget to stuff a little extra something in his sack for them), and the hangover territory of New Year’s Eve and Day. Plus, if you live in the southern hemisphere, it’s summer so many people are away for your birthday.

These guys are modest, but surprisingly sentimental so please don’t forget their day or “double-up” on their birthday and Christmas gifts!

The archetypcal Cappie is ambititous and keen to climb that career ladder (just think of Alex P. Keaton from Family Ties). They want to look classy, elegant and capable. If you can give them something that has a little cache to it, so much the better. They’re not into bling like Leos and they’re not mad ego-maniacs like many Aries, but they do want to be taken seriously.

Secretly (OK, sometimes openly) snobbish, they just want the very best. They prefer classics to anything trendy and natural fibres to sticky, scratchy polysters. They secretly like fabulous items that make them feel like an old-fashioned millionaire, like smoking jackets, velvet slippers, cashmere coats, real ivory jewellery, vintage accessories, bankers’ green glass reading lamps and Monopoly!

Antiques can have enormous charm for these guys - they just adore the craftsmanship and beauty of the object. If your budget doesn’t run to antique furniture, perhaps antique objet d’art, jewellery, homewares or industrial items could appeal. Capricorn Prime Minister Paul Keating used to collect French clocks, for example, but many Cappies have a collection of some sort.

Many Capricorns often have a very clear path in mind ie finish university (while doing summer internships), work at a blue-chip company for several years, get posted overseas, complete an MBA, launch their own business then sell it out at IPO - or something similar.

Even Gen Y Capricorns have a healthy respect for learning from their superiors and putting in the hard yards. Inspire them with tomes of those super-successful entrepreneurs who made it - and cautionary tales of those who didn’t. They love to hobknob with industry VIPs - could you pay for a year’s airline lounge membership if they’re about to travel overseas?

They’re well-known for taking a long-term view of wealth-building. Perhaps they’d enjoy an investment course or a subscription to Money magazine?

Some of them don’t want to draw any attention to themselves and dress on the boring side. A stylist might give them some practical tips on how they could stylish and presentable. Many Capricorns can look too old for their years so if you know them really well, perhaps a really good moisturiser or classy sunblock wouldn’t go astray…

They want to feel special but don’t want you to spend a lot of money either. This is one sign who doesn’t mind receiving a regifted item - nor hesitate to give it either. They appreciate thriftiness and cleverness so if you (or they) can get a tax deduction, or use frequent flyer points to cash it in for a gift, so much the better.

Most of them are hugely sentimental about their partners. A personalised gift about them as a couple will always work.

Note: Jupiter will be going into their solar third house of communication on 18 January. While they’re not known for being early adopters of technology, if you spring for a new iPhone, laptop, printer or other business-type gizmo, that would be fine with them this year. On the communication theme, they also might appreciate you paying for them to attend a media presentation or public speaking course. Anything that helps them raise their profile - professionally of course - is fine with them.

If one of your Christmas “gifts” to your lover this year is a proposal, you couldn’t go past Wednesday 16 or Thursday 17 December!

Wednesday 16 December features both Sun in Sagittarius sextile Neptune in Aquarius and a New Moon in Sagittarius. Sagittarius rules adventure and exploration (what is more of an adventure in life than getting engaged?) while Aquarius is all about friendship and group activities (just like those pre-wedding parties you’ll have to arrange). Neptune rules compassion, kindness and selflessless. Since a New Moon is a new beginning, it is an auspicious time to become engaged!

Thursday 17 December features Venus in Sagittarius trine Mars in Leo. Venus rules love and relationships while Mars is all about action and sex drive. If your heart thumps for someone and you want to make it official, it’s a beautiful date for ever-lasting romance!

A date while Venus is in Sagittarius responds very well to outdoors action - why not go on an evening picnic, a twlight stroll on the beach, snuggle up watching a movie at Moonlight Cinema (Leo does rule entertainment) or if you’re feeling festive, go to a Christmas night market and have fun kissing under the mistletoe!

And if you’re still shopping for Christmas gifts, do it on 17 December. The Moon is in Capricorn which is not known for its romantic nature, but more for its pragmatism. You may find something that your partner will love - and find it at a reduced rate, too.

If you’re unattached and reading this, join in the fun somewhere on 17 December to mingle with other singles. You might see some fireworks way before New Year’s Eve…

Once you’ve chalked up nearly two years of marriage, you graduate from the first paper wedding anniversary gifts and onto the potentially more expensive cotton gifts.

The common thread (ahem) for cotton gifts seems to be mainly homewares or clothing-related items, but you can still have some fun with them!

The ones that caught my eye were the customised queen-size duvet cover (Aries lurrrve personalised gifts) that you can personalise with your own photo (or from the photo gallery) from Vision Bedding or if your partner hogs the bed, you can draw the line who sleeps where - literally with Bedhog.com’s His and Hers sheet sheet (Geminis love a good gag gift) or if you’re after a “classier” cotton-themed present, give them a monogrammed cotton throw from The Golden Ribbon (ideal for your Capricorn or Taurus).

If you happen to be buying a second wedding anniversary gift for say, your best friend and don’t want it to be about their bedlinen, some nice thirsty towels would do the trick!

Have your favourite photo printed on cotton canvas (Leos will be delighted) or what about getting him a custom-made cotton business shirt (great for Virgos) or a fun t-shirt about your second wedding anniversary (Aquarians aren’t that mushy). Or snuggle up together in a comfortable cotton hammock (ideal for dreamy Pisces or sexy Scorpios) after he’s fired up the BBQ (especially if he’s a Sagittarius)…

And what girl doesn’t love a pretty broderie anglaise cami! (Cancers and Librans adore them.)

If you’ve got a diamond ring burning a hole in your pocket (or just the urge to propose), Wednesday 28 October 2009 is a lovely day to get down on a bended knee to pop the question!

Venus (the Goddess of Love and Beauty) will be in Libra (the sign of balance, harmony and relationships) which will make a gorgeous trine to Jupiter (the Santa Claus of the zodiac) in Aquarius (friends, hopes and wishes) that day. There is probably no other combination as romantic, lucky, prosperous, abundant and joyous as this aspect!

On the same day there is also Mercury (communication) in Scorpio (sex, insight, psychology) sextiling Pluto (the planet of transformation) in Capricorn (stability, longevity, conservatism). This combination is fantastic for putting a metaphorical jigsaw puzzle together in a long-term way. Hopefully you are the one who “completes” them.

Plus, Saturn (the Pillar of the Community guy) moves into Libra (see above) the very next day. He WANTS you to get married and to make a commitment! How cool is that?!

I’ve banged on before about knowing where to save money when gift shopping (I prefer to buy my gift wrapping paper in bulk), but I think the best innovative, environmentally friendly gift wrap ideas have something in common with the gift or its category, and often, can even make up part of the gift itself.

Saving on having to pay for wrapping also particularly appeals to the earth signs (Taurus, Virgo, Capricorn) for financial reasons, the greenies (Aquarius) so they can save the earth, the more-inventive ones so they can show off what clever clogs they are (Gemini) and also, let’s face it, the plain old lazy lot who want to waste as little time gift wrapping as possible (Aries, Sagittarius).

For example, for a kitchen tea gift, wrap it in a teatowel, a tablecloth, a table runner or slide it inside an oven mitt.

For a baby gift, tie up your gifts inside a muslin swaddling cloth, an embroidered blanket or slip it inside a rolled-up romper suit.

Dealing with a fashion fan? Put their shirt/sweater/jewellery etc inside a glamour-brand shoebox, a hatbox, a Tiffany box (that’ll do their head in!) or wrap it inside a scarf.

For a car “nut”, why not slip their present into a rolled up windscreen shade or car seat cover.

Young kids actually often prefer the box to the gift itself but why not place whatever you’re giving them in a cute toy box or stacking cube?

Know a geek? Why not give them some new software, snugly presented in a sexy laptop sleeve.

Pet owners might be thrilled to see little toys for their Fido, nestled within a doggie doona.

Obviously there are many more ways you could present your gift than in traditional gift wrapping paper. What are some non-traditional gift wrapping ideas you’d suggest?