If you spend more than a few hours a week online, your time could earn you free gift cards that could cover someone’s anniversary, baby, birthday, Christmas, Mother’s Day or housewarming gift.

If you live in Canada, the UK or US (sadly it’s restricted to those three countries so far or I would sign up in a flash), you can sign up for free with Swagbucks.

You earn gift cards - and plenty of other merchandise which could be good to cross off certain gift-giving obligations (such as those endless children’s birthday parties for example!) - simply for surfing the net.

After registering, you install a Swagbucks toolbar at the top of your screen. It will give you results from Google and Ask.com which will periodically allocate you a certain digital dollar value per search. You can also earn SwagBucks by referring friends to join, filling out polls, shopping in the Swagbucks mall and recycling mobile phones.

Facebook, Twitter and other social media websites have made it possible for everyone to know about an amazing deal in your neck of the woods or your area of interest.

A number of US social media merchants have sprung up where merchants can entice new customers to try a new product, get an amazing deal on a close-out item or to be one of the first to trial a brand-new service.

The biggest and best-known are Groupon (which pays you $10 if you refer friends), LivingSocial, BuyWithMe and NimbleBuy.

You simply sign up with one or more of them to get daily emailed deals for your city (or for national and/or online-only deals).

Is there a catch? Natch. To make it worth the merchants’ while, they require a minimum number of customers to ”buy in” to the deal. So if you’re keen say to pick up a luxurious massage in Miami or a baby hamper in Baltimore for a ridiculously reduced price, you’ll need a number of others in your area wanting that same thing.

Which is where social media comes in. You Twitter it and/or facebook it like crazy to your mates and get them to pass the word on so you can all benefit from the low, low prices.

This could be great if you’re seeking some bargains on upcoming gifts for an anniversary, birthday, christening, engagement, Mothers’s Day, new baby or wedding gift.

It’s In The Stars is seeking a new couple to Be the Face of LoveStars for 2010: could it be you and your partner?

You could win a $AUD500 gift card to spend at your favourite retailer, or one of 5 x BabyStars boxed gift certificates worth $109 each to redeem for your own BabyStars report or to give your favourite new parent for their new baby or as a unique christening gift.

LoveStars reports make ideal personalised gifts for an anniversary, birthday, engagement, Valentine’s Day or wedding and yes, you will need to have one of your own (or borrow a friend’s LoveStars report) to take part.

Set up your camera timer so you can take a great shot of you and your partner enjoying reading your LoveStars report - maybe you’re wearing your wedding outfit, curled up on the sofa, or in a hammock!

For your chance to win, you’ll need to email at least one shot in low resolution (72dpi) and high resolution (300dpi).

Click here for more details. Competition closes 31 March 2010.

As you can probably guess, gift-giving is a pretty big hobby of mine but for some people, it’s not so easy let alone enjoyable!

LeverageCard is a very handy website which combines a few time- and money-saving features to do with gifts.

If you’re likely to forget it’s Aunt Martha’s birthday again, or you’ll be in the doghouse if you overlook your anniversary once more, enter all the key dates in the Calendar section and they’ll remind you when it’s coming up. I estimated a lazy 23 gifts that I have to budget for and remember - you could have many more!

Got a gift card or three lying around in your desk drawer? And lemme guess, you’re one of those people who forget (arghhh! how can anyone forget!?) to use it…Don’t be an ungrateful gift card recipient: Enter the store, value and expiry date in Gift Cards. You can buy, swap or check its balance and in some cases, earn interest!

Belong to a couple of airline and hotel programs? (I have a rapidly dwindling account with United Airlines (mainly because they don’t have a gift program that I can cash them in for) and now concentrate on Velocity which is tied to Virgin Blue, Atlantic and Emirates which offers flights, accommodation AND gifts.

Get all your updates in one place, see how many points you’ve earned (which could pay for an upcoming birthday gift or maybe you could put something away for Christmas?) in Points & Miles.

And finally, based on the gift cards and loyalty programs you belong to, you’ll receive targeted offers in the Offers & Savings section.

Sorted!

If you’re one of the 19% of consumers who received a dud Christmas present (and you’ve managed to get hold of the receipt), you’d better get cracking if you want to return them for a refund!

While some stores will allow refunds up to a year later, many will refund goods brought in their original packaging (hmmm - how often does that happen!?) and tags up to the end of January.

Other stores won’t give you a refund at all but merely an exchange or credit for something else in their store. According to the US National Retail Federation, American retailers took back an estimated $17 billion of unwanted gifts. What’s more, 17% of retailers have tightened their return policies.

If you can’t get cash and you really don’t like the item nor feel you could regift it to another, think carefully how you could use the credit note to “purchase” another gift which will save you spending your own money. You could always select one of the items there for Valentines Day, your anniversary, birthday, Mothers Day or even for Christmas 2010.

If you live in Sydney, Australia or will be travelling there with your partner between now and 31 March 2010, book into the Medusa in trendy Darlinghurst in Sydney.

It’s In The Stars has teamed up with Contemporary Hotels so that guests staying at this contempory luxury boutique hotel can receive a LoveStars astrology report for couples as part of the LoveStars of Medusa package!

Ideal for Valentines Day getaways and anniversary celebrations, you’ll receive one night’s accommodation in a Deluxe room, a LoveStars report (after supplying your birth details), upon arrival, Aveda products in your room, newspaper and Lindt chocolates, complimentary use of Fitness First Gym and Cook & Phillip Pool, late checkout (subject to availability) for just $240 or you can upgrade to a Premium Deluxe room for $290 per night or the Grand room for $340 per night.

Now that our credit card bills are about to arrive(!), January is a great month to have that discussion about money, spending, saving and issues such as gift-giving with your partner. On Friday 22 January there will be a very helpful Venus trine Saturn aspect.

Venus rules love, money and possessions aka gifts, while Saturn rules responsibility, thriftiness, planning and caution. When these guys make a beautiful trine, it is the PERFECT time to discuss gift-giving and a workaround that will please both parties.

Saturn is the Headmaster of the zodiac on a good day and so he treats everything as a lesson or exam to be mastered.

“Gift-giving is incredibly important to me as it lets me show my love and appreciation for others. You would rather save the money for our future.” Discuss.

Alrighty then. On 22 January, why not tackle the gift-giving issue in alphabetical order.

1. Anniversary gifts. Unless you’re a newlywed, most couples stop giving each other traditional anniversary gifts after the first three years and then prefer to go away for the weekend (which, ironically, is more expensive). If it’s not your first, second or third, and it’s not a big milestone like a 10th, 15th, 20th or whatever, perhaps you can agree to have a nice dinner instead. (Obviously you want to agree on this so you can be around to discuss anniversary gift-giving all over again next year.)

2. Birthday gifts. I realised that I’ll be buying a minimum of 19 birthday gifts per year which frankly horrified even me so if you have a partner (and he makes you buy all the gifts for his family, too), you could be up for a lot of gifts.  First make a list of each person you like to give at least one birthday gift to. Multiply that by a modest $50 to get your total. Once you’ve picked yourself off the floor, you may want to put a couple of rules in place. Perhaps you give only gifts to those friends you see at least once a month, and send cards to those you see less often. Or you replace gifts for friends with dinner at your home? Keep in mind that birthdays are the gift occasion where people are most likely to give personalised gifts so it’s worth planning ahead when there’s a special promotion on and to put away ahead of their birthday.

3. Christening gifts. These won’t happen every year thank goodness but you might decide to give gifts only if you live in the same city or base it on your closeness to the child.

4.  Christmas gifts. The Big Kahuna. For your own family you might discuss replacing what you spend on Christmas gifts with the equivalent on a family holiday, or lots of little things for one big-ticket item. Buying gifts only when they’re on sale. Or doing a Kris Kringle. Or setting up a Chrisco account. Or perhaps having a garage sale or selling stuff on eBay to finance Christmas gifts ie you don’t use your savings.

5. Engagement gifts. Again, these won’t happen every year but the woman will get engaged faster if she’s Generation X.

6. Fathers Day gifts. Can you take both Dads out to lunch on the same day to make a family affair and make that the gift? If you have to cut back on gifts somewhere, Father’s Day is the gift-giving occasion least likely to upset your father.

7. Mothers Day gifts. Hmmm, a lot more fuss is necessary here… She is your mum, after all.

8. New baby gifts. Work colleagues spend less per person when they contribute to a group gift whereas family and friends spend more on new baby gifts! Perhaps what gifts the new mother really needs are not cute hanging mobiles…

9. Valentines Day gifts. Will you feel upset if he overlooks it? What was your favourite Valentines Day gift? Did you get what you really wanted? Would you want it again? What about taking a raincheck for the following weekend when the flowers and chocolates/jewellery/lingerie/perfume boxed sets are reduced?

10. Wedding gifts. Again, weddings don’t necessarily happen every year although I did have three in six weeks one year. Are you going to faithfully stick to their registry or will you give them something that is very “them” but not listed? You do have up to one year to give them a wedding gift - at which point you can start the discussion all over again.

People love receiving personalised gifts as it makes them feel special and cherished.

But unless you have a rough idea of what the item’s going to look like, you can worry that you’ve got the spelling right, ticked the right colour or even the correct size.

There are quite a few websites now which provide real-time personalisation so that you can see a mock-up of what your completed gift would look like. Here’s some of my favourites:

American Medical ID - great for family members who may have a serious condition, you can “engrave” in real-time a necklace or bracelet from 14kt, 10kt, sterling silver or stainless steel, and it has engraving samples and tips so you know what to add. If your mum or grandmother is a Cancer, this might stop them worrying.

Just for fun, create a magazine cover with their photo, the theme (ie wedding, anniversary, new baby) and magazine-style headlines ie “6 Things You Never Knew About Samantha and John” or whatever. Perfect for Aries and Leos.

If you really know their favourite colours for their lips, eyes, nails and blush, you can custom-blend cosmetics for them, even including the colour intensity and exras like shimmering glitter for nail polish. Even better, you can send in your old, discontinued favourite lipstick or nail polish etc and get them to colour-match it for you! A lovely gift idea for Taureans and Librans.

One of the most imaginative customised gift websites I’ve ever seen is Shapeways which lets you create 3D printing of your designs. You could have the words of a favourite poem, for example, laser-cut into a candle-holder or into cool napkin rings which would have to be one of the most amazing Valentines Day, anniversary or wedding gifts ever!

Hardcover photo books are not really that new now but Pixable lets you select your photos from Facebook, Flickr or your computer, upload AND receive them within 3 days! Great for Geminis.

For the aviation buff who has nearly everything, you can order a customised airline cart (yes, the trolleys that the hosties roll down the aircraft aisle) from Alcarts in one of 10 colours. Ideal for those with their own plane(!), this storage item is also an original conversation piece as you serve food and beverages in your office, garage, patio, shop or kitchen. I can see this appealing to Aquarians and Sagittarians!

Everyone loves their own name! A cute gift for a new baby or perhaps a housewarming gift is letter art photography by Alphabet Photography. Each “letter” is a photo of an everyday object (such as a door handle) that resembles the letter of the alphabet. A sweet gift for a Pisces as is this one from GrowShow which lets you upload photos in chronological order so you can see the development of your child over time. It also has interlocking photo frames so you can add to them as your child gets older.

Love to theme a party all the way through? Now you can personalise your disposable party plates with photos, text and colour for anniversaries, birthdays, Halloween, with a fun service from Hallmark. I see this being particularly popular for children’s parties!

Candles are always popular with women and now you can customise them with Lumnique, packaged in a nice rectangular glass jar. Select the intention ie peace, love etc, the colour and from 72 fragrances, ranging from the traditional, such as rose, to the frankly unusual, such as Hansel and Gretel (which I’m guessing must smell like gingerbread)!

If you’re looking for a gift with a difference for your favourite health freak, look no further. Now you can customise your own energy bars (chewy, oaty, cripsy), add fruits, nuts and sweets (ranging from chocolate chips to maple syrup), and even fibre or other nutrients, all the while seeing the nutritional panel adjust in real time for sugar, fat, carbohydrate etc. And to cap it off, you can even have your name on the packaging - how cool is that?! I’m going to order some from Element Bars for my Virgo sister!

Most people are familiar with the Successories framed prints in gift shops full of inspirational photos and sayings. Now you can customise your own, using their gallery of images but adding your own message. I think a subversive-style message (ie a straight picture and a sarcastic message) could really amuse a Scorpio, and maybe some Capricorns…

I love the mobile phone covers by GelaSkins - they’re amazing! From manga cartoons to Botticelli’s Birth of Venus, you’re sure to find something amazing here. Most importantly, you can upload your own photos, message and designs to cover covers for your mobile, iPod, laptop, gaming device or Kindle which would impress even the hardest-to-please teen.

If you find clothes hard to fit and you’re forever getting items altered, you might like to check out the customised outfits at April Marin. They make a small range of pretty, tailor-made dresses, allowing you to customise the lengths and widths of everything important!

Does your favourite friend or family member post particularly witty bon mots on Twitter? Did you know that Tweetbookz now lets you create high-quality books containing Tweets from any Twitter account? It might be a lovely gift for a small business owner! 

And last, but certainly not least, I was entranced by Princess Chic which enables you to build your own pair of shoes! From classic stilettos and platform pumps to ballet flats and high-heeled sandals, you can select your material from leather, satin, suede, snake, croc or fish skins, from 17 colours and sizes from 5-11.

It’s In The Stars turns 3 years old this month so help us celebrate our birthday festival until 19 December!

You’ll save $19 on BabyStars reports which are ideal if you, your sister, best friend or daughter is having a baby or a christening soon - or if you’re seeking a beautiful keepsake gift for Christmas!
 
A BabyStars report is a fascinating look at any little one aged from 0-12 years, using just their name, birthdate, time and location, providing easy-to-understand astrology insights. It’s perfect for picking up and reading in sections at a time and you’ll be astonished at how incredibly accurate it is!
 
Printed on high quality 100gsm premium paper, BabyStars reports make the ideal keepsake for christenings, naming ceremonies or as a fun primer for any new or experienced parent.

And you’ll save $19 off your LoveStars report - which is the ideal personalised gift whether you’re in a new relationship, recently become engaged or you’ve been happily married for ages - for anniversaries, birthdays, Christmas, engagements, Valentines Day and weddings.
 
You can curl up together to read the fun, fascinating and incredibly accurate insights about each other and your relationship and smiling, “Yes, you DO do that!”. All you need are your names, birthdates, times and locations.
 
Printed on luxurious-feeling 100gsm premium paper, your LoveStars report will be one of the most-read books in your home!
 
Hurry! Our 3rd birthday promotion ends Saturday 19 December!

Pre-Christmas overseas delivery order deadline: Wednesday 16 December
Pre-Christmas Australian delivery order deadline: Monday 21 December
 
BabyStars Birthtime Known (45-50 pages) - reduced from $99 to $80
BabyStars Birthtime Not Known (30-35 pages) - reduced from $89 to $70
LoveStars Birthtime Known (30-35 pages) - reduced from $89 to $70
LoveStars Birthtime Not Known (15-20 pages) - reduced from $79 to $60
 
I look forward to delighting you with your own report very soon!

According to the respondents of a wedding anniversary gift survey I did, 10% of people stop giving themed anniversary gifts after the “first few anniversaries” while the majority don’t stick to any custom at all. I’m willing to bet that things can go awry with the third one for leather, especially after that, uh, scene in Pulp Fiction.

A more vanilla gift - depending on his political taste - might be the buffalo leather watch that Barack Obama has been wearing since the Secret Service presented it to him in 2007, or a leather-bound photo album.

While I still have visions of Ross in Friends (unsuccessfully) wearing a pair to impress a girl, your partner might rock out if you gave them a pair of cool leather pants or perhaps a classic leather jacket?

Ever been to Houston airport? I was struck by the kiosks there of cowboy boots in every colour, stitching and skin possible: would they wear a pair of those? Did I mention luxurious leather high heels? Jimmy Choo, Manolo Blahnik, yes please, I’m a size 8.5…

Car afficionados might adore it if you splurged on real leather seats, steering wheel covers or driving gloves, while there’s nothing like a buttery-soft leather handbag for women to “oooh!” over. Bike riders and horse riders alike might appreciate a new saddle.

Homewares ideas include a leather trinket tray that can be embossed, a sumptous leather armchair - perhaps you could find an old Chesterfield sofa on eBay? - or (I hope this doesn’t read too much like a gift from Hannibal Lecter!), an animal skin, whether that’s a simple Jersey cowhide or a vintage zebra skin.